CIB payment information

The hmaa-hc.hu website provides a secure payment solution for your customers using a credit card provided by CIB Bank. Security is based on the separation of data. The hmaa-hc.hu site receives the order-related information from the customer, while CIB Bank only receives the card details required for the payment transaction on the payment page with 256-bit TLS encryption. The hmaa-hc.hu site is not informed about the data content of the payment page, only CIB Bank has access to it. The hmaa-hc.hu site will inform you about the result of the transaction after the payment. For card payment, your internet browser must support TLS encryption.

The value of the service, the amount paid, will be blocked immediately on your card account. Please read our detailed information!

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Welcome to CIB Bank's secure online payment solution website!

Here is a brief guide to how you can shop safely and securely.

What to look out for when shopping?

• Read the hmaa-hc.hu site description, conditions of purchase and terms of delivery and payment!
• Study the security conditions of the hmaa-hc.hu site, as this will guarantee the security of your data!
• Keep a record of your purchase details!
• Keep a record of your payment transaction details! (transaction ID, authorisation number)
• Ensure that your confidential card details are never accessed by unauthorised persons.
• Use a browser that supports the TLS encryption option!

About security

ATLS, short for TransportLayerSecurity, is an accepted encryption method. Our bank has a 256-bit encryption key that protects the communication channel. A company called VeriSign enables CIB Bank to use the 256-bit key to provide TLS-based encryption. This encryption method is currently used in 90% of the world's electronic commerce. The browser program used by the customer uses TLS to encrypt the cardholder's data before it is sent, so that it is encrypted before it reaches CIB Bank and cannot be read by unauthorised persons.

Cards accepted

CIB Bank's Internet payment system allows the use of Mastercard/Maestro, VISA and VISA Electron (Electron only if authorised by the issuing bank) bank cards belonging to the VISA product family, as well as payments via a web card suitable for Internet use.

Payment steps

1. You select the service you wish to pay for by credit card on the hmaa-hc.hu website.
2. You will then be redirected to CIB Bank's secure payment guarantee page, where you will need to fill in your card details to start the payment.
3. Once you have entered your card details, click on the Pay button to start the transaction.
4. After successful authentication, the payment process continues.
5. After the payment you will be returned to the hmaa-hc.hu site where you will receive a confirmation of the transaction result.

In case of payment by credit card, after the successful transaction, which means acceptance after the validity of the credit card and the verification of the cover, CIB Bank will start debiting the Cardholder's account with the value of the goods or services.

If you are not redirected back from the payment page to the hmaa-hc.hu website, the transaction is considered unsuccessful.If you click on the "Back/Back" or "Refresh" button on the bank payment page or close the browser window before being redirected back to the store, the payment is considered unsuccessful.

If you would like to know more about the outcome of the transaction, or if it is unsuccessful, the reason for the failure, please contact your account management bank.